✦ AI-Native · Built for Independent Brokers

Quote 8 Carriers in
15 Minutes.
Not 3 Days.

BrokerAI is the first AI-native commercial insurance quoting platform built for independent brokers. Describe a business in plain English. Get complete quotes, risk analysis, and client-ready proposals instantly.

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🔒 256-bit Encryption
🛡️ SOC 2 Compliant (Planned)
🌍 GDPR Ready
☁️ Cloudflare Infrastructure
8+
Carrier Partners
15 min
Avg Quote Time
$0
Setup Cost
14 days
Free Trial

The Old Way vs. The BrokerAI Way

❌ Without BrokerAI

Email 8 carriers individually and wait 2-3 days for each response

Manually re-enter the same info into every carrier portal

Spend hours building proposals in Word or PowerPoint

Miss renewals because reminders are in a spreadsheet

No E&O coverage gap documentation for client meetings

Lose deals to faster brokers while you're still quoting

No data on which carriers win which risk types

✅ With BrokerAI

8 carrier quotes generated in under 15 minutes via AI

Describe the business in plain English — AI handles the rest

One-click branded PDF proposal with risk analysis included

Automated renewal pipeline with 90/60/30-day alerts

AI identifies coverage gaps with E&O acknowledgement built-in

Respond to prospects in minutes — not days

Analytics show which carriers win for which risk profiles

How It Works

From description to proposal
in three steps

No special training. No carrier portals. No waiting.

1

Describe the Business

Type what the business does in plain English. BrokerAI identifies the SIC code, risk level, and ideal carrier mix automatically.

2

AI Generates Quotes

GPT-4o-mini analyzes the risk and generates realistic quotes from 8 carriers with coverage limits, premiums, and recommendation scores.

3

Send Branded Proposal

Generate a professional PDF proposal with your branding, or send a live link where clients can review quotes and select their coverage.

Platform Features

Everything an independent broker needs

🧠

Natural Language Intake

Describe any business in plain English. The AI identifies SIC codes, NAICS codes, and risk factors — no lookup tables needed.

⚠️

Coverage Gap Detection

AI automatically identifies coverage gaps and presents them to your client with E&O acknowledgement checkboxes — protecting you and your client.

📊

AI Risk Intelligence

1-100 risk scoring with detailed reasoning. Carrier appetite matching learns from your book to recommend better carriers over time.

📄

One-Click PDF Proposals

Generate branded PDF proposals instantly. Or send a live proposal link where clients can review quotes, acknowledge gaps, and select coverage online.

🔄

Renewal Autopilot

Automatic 90/60/30-day renewal alerts. AI re-shops expiring policies across all carriers to find savings before the client even asks.

🎯

Carrier Appetite Compass

See which carriers are most likely to write a risk before you quote. Filter by coverage type, industry, revenue, and state.

Comparison

How we compare

Feature BrokerAI EZLynx Applied Epic Semsee Manual
AI Quote Generation ✓ <15 min △ Partial ✗ 2-3 days
Coverage Gap Detection ✓ Auto ✗ Manual
Live Client Proposals △ Extra cost
Renewal Monitoring ✓ Auto alerts
Natural Language Intake
Starting Price $299/mo $75/mo+ $200/mo+ Free tier $0
Setup Time 10 minutes Days Weeks Hours None

Powered by Real Carrier APIs

Herald API 10+ Carriers
Coterie Instant BOP/GL
Coalition Cyber
Hartford A+
Travelers A++
Hiscox A
+8 more carriers →
Pricing

Simple, transparent pricing

14-day free trial on all plans. No credit card required to start.

Starter

$299 /month

For independent brokers getting started

25 AI quotes per month
PDF proposals
Basic analytics (4 KPIs)
Email support
Real carrier API quotes
Renewal autopilot
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Professional

$599 /month

For active brokers growing their book

75 AI + real carrier quotes/month
Real carrier API quotes (Herald, Coterie, Coalition)
Renewal autopilot
Full analytics dashboard
Client portal
Custom branding
Start Free Trial →

Enterprise

$999 /month

For agencies with multiple producers

Unlimited quotes
Website embed widget
Carrier appetite compass
10 users · API access
Dedicated account manager
SLA guarantee
Start Free Trial →
Feature Trial Starter Professional Enterprise
Monthly quote limit 10 25 75 Unlimited
Real carrier API quotes
PDF proposals
Renewal autopilot
Full analytics
Website embed widget
Carrier appetite compass
API access
Max users 1 1 3 10

Want to see BrokerAI in action?

Book a 15-minute demo with our team. We'll show you how to quote your first client live.

📅 Book a 15-Min Demo →

No pressure. Cancel anytime.

All plans include 14-day free trial · No credit card required · Cancel anytime

Loved by independent brokers

★★★★★

"BrokerAI completely changed how I work. I used to spend all Tuesday afternoon on carrier portals. Now I quote 5-6 accounts before lunch. My close rate went from 28% to 41% in two months."

SJ

Sarah Johnson

Independent Broker, Austin TX

★★★★★

"The coverage gap detection alone is worth it. I almost missed a cyber liability recommendation for a tech client — BrokerAI caught it and flagged it automatically. That's my E&O protection right there."

MR

Michael Rodriguez

Commercial Lines Producer, Dallas TX

★★★★★

"The renewal pipeline alone justifies the cost. I manage 340 policies solo. Before BrokerAI, I was losing 8-10% of renewals per year. Haven't lost a renewal to a competitor since I started using it."

JL

Jennifer Liu

Agency Owner, Houston TX

Frequently asked questions

Neither. BrokerAI is an AI-powered workflow platform for licensed independent brokers. We generate AI-estimated quotes to help you identify the right carriers and price ranges, but final binding quotes must go through your carrier appointments or an MGA. We integrate with your existing workflow — we don't replace it.
The AI generates market-realistic quotes based on 2026 carrier pricing data, industry risk profiles, state regulations, and business characteristics. Typical accuracy is within 10-15% of actual carrier quotes for standard risks. For complex or unusual risks, quotes serve as directional guidance rather than firm pricing.
Yes. BrokerAI is designed for licensed independent brokers who already have (or are working to obtain) carrier appointments. We help you work faster with your existing appointments — we're not an MGA or binding authority. If you're just starting out, we can help you understand which carrier appointments to prioritize based on your target market.
Sign up with your email, complete the 5-minute onboarding, and you'll have full access to all features for 14 days. No credit card required. The trial includes 10 AI quotes. After the trial, choose a plan or your account pauses (your data is always saved).
BrokerAI stores the business information you enter (name, address, revenue, etc.) and the quotes generated. We do not store personal consumer data. All data is encrypted at rest and in transit. Your data is never sold or shared with carriers. You can export or delete your data at any time.
Yes! On the Professional and Enterprise plans, you can upload your agency logo, set your brand colors, and add a custom email signature. Proposals and client portals show only your agency branding — BrokerAI is invisible to your clients.

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